/* financebroker.ai shared styles */
:root{--navy:#102A43;--hivis:#F3E400;--tan:#C98B4A;--mist:#F5F7F4;--slate:#3B5166;--line:#D3DCE3;--chipline:#C3CED7;--prefill:#F2F7FC;--prefillline:#8FB3D9;--err:#B42318}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--mist);color:var(--navy);font-family:'Archivo','Helvetica Neue',Helvetica,Arial,sans-serif;font-size:17px;line-height:1.45}
h1,h2,h3,p{margin:0}
a{color:var(--navy)}a:hover{color:#1F4E79}
:focus-visible{outline:3px solid #1F6FEB;outline-offset:3px}
.lift{transition:filter .15s ease}.lift:hover{filter:brightness(1.12)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

/* header */
.top{background:#fff;border-bottom:1px solid var(--line)}
.top-in{max-width:1200px;margin:0 auto;padding:14px clamp(16px,4vw,32px);display:flex;align-items:center;justify-content:space-between;gap:10px 24px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand b{font-weight:800;font-stretch:112%;font-size:20px;letter-spacing:-.01em}
.brand b span{font-weight:500}
.top-note{font-size:15px;color:var(--slate);display:flex;gap:8px;align-items:center}
.top-call{font-weight:800;font-size:16px;min-height:44px;display:inline-flex;align-items:center}

/* application layout */
.wrap{max-width:1200px;margin:0 auto;padding:36px clamp(16px,4vw,32px) 96px;display:flex;flex-wrap:wrap;gap:32px 56px;align-items:flex-start}
.main{flex:999 1 600px;min-width:0}
.side{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:16px}
.progress-label{font-size:15px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--slate)}
.bars{display:grid;grid-template-columns:repeat(var(--n,4),minmax(0,1fr));gap:8px;margin-top:12px}
.bars i{height:8px;border-radius:999px;background:var(--line)}
.bars i.on{background:var(--navy)}
.card{margin-top:24px;background:#fff;border:2px solid var(--navy);border-radius:24px;box-shadow:8px 8px 0 var(--navy);padding:clamp(20px,4vw,44px)}
.h1{font-size:clamp(1.75rem,3.2vw,2.5rem);line-height:1.05;font-weight:800;font-stretch:112%;letter-spacing:-.02em}
.lead{margin-top:10px;font-size:18px;line-height:1.5;color:var(--slate);max-width:640px}
.sec{margin-top:28px;padding-top:24px;border-top:1px solid #E1E7EC}
.sech{font-size:20px;font-weight:800;font-stretch:108%}
.hint{font-size:14px;font-weight:500;color:var(--slate)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px 24px;margin-top:16px}
.full{grid-column:1/-1}
.lbl{display:flex;flex-direction:column;gap:8px;font-size:16px;font-weight:700;min-width:0}
.in{min-height:52px;padding:0 16px;border-radius:12px;border:2px solid var(--chipline);background:#fff;color:var(--navy);font-family:inherit;font-size:17px;font-weight:500;width:100%}
select.in{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1l6 6 6-6' stroke='%23102A43' stroke-width='2' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:44px}
.in.pre{border-color:var(--prefillline);background-color:var(--prefill)}
.in[aria-invalid=true]{border-color:var(--err)}
.err{color:var(--err);font-size:14px;font-weight:700}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chip{display:inline-flex;align-items:center;justify-content:center;min-height:48px;min-width:56px;padding:0 16px;border-radius:999px;border:2px solid var(--chipline);background:#fff;color:var(--navy);font-family:inherit;font-size:16px;font-weight:700;cursor:pointer}
.chip[aria-pressed=true]{background:var(--hivis);border-color:var(--navy)}
.chips.invalid .chip{border-color:var(--err)}
.rows{margin-top:16px;display:flex;flex-direction:column;gap:12px}
.row{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;padding:16px;border-radius:16px;background:var(--mist);position:relative}
.linkbtn{min-height:44px;padding:0 8px;border:0;background:transparent;color:var(--navy);font-family:inherit;font-size:16px;font-weight:700;text-decoration:underline;cursor:pointer}
.check{display:flex;gap:12px;align-items:flex-start;font-size:16px;line-height:1.5;cursor:pointer}
.check input{width:22px;height:22px;margin:2px 0 0;flex:none;accent-color:var(--navy)}
.actions{margin-top:32px;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 28px;border-radius:12px;border:0;background:var(--navy);color:#fff;font-family:inherit;font-weight:800;font-size:18px;cursor:pointer;text-decoration:none}
.btn[disabled]{opacity:.6;cursor:wait}
.btn2{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 22px;border-radius:12px;border:2px solid var(--navy);background:transparent;color:var(--navy);font-family:inherit;font-weight:800;font-size:17px;cursor:pointer;text-decoration:none}
.banner{display:flex;gap:12px;align-items:flex-start;padding:16px 18px;border-radius:16px;background:var(--hivis);font-weight:600;margin-bottom:24px}
.alert{margin-top:20px;padding:14px 16px;border-radius:12px;background:#FEF3F2;color:var(--err);font-weight:700}
.abnres{min-height:52px;display:flex;align-items:center;padding:8px 16px;border-radius:12px;background:var(--prefill);border:2px solid var(--prefillline);font-weight:600}
.panel{background:var(--navy);color:#fff;border-radius:24px;padding:28px}
.panel h2{font-size:20px;font-weight:800;font-stretch:108%;color:var(--hivis)}
.panel ul{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-direction:column;gap:12px;font-size:16px;color:#E3EAF0}
.panel li{display:flex;gap:10px}
.panel dl{margin:16px 0 0;display:grid;grid-template-columns:auto 1fr;gap:8px 16px;font-size:16px;color:#E3EAF0}
.panel dt{font-weight:700;color:#fff}.panel dd{margin:0}
.box{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;font-size:15px;line-height:1.5;color:var(--slate)}
.box strong{color:var(--navy);font-size:16px}
.steps{list-style:none;margin:24px 0 0;padding:0;display:flex;flex-direction:column;gap:14px}
.steps li{display:flex;gap:16px;align-items:flex-start;padding:20px;border-radius:16px;background:var(--mist)}
.steps li.hi{background:var(--hivis)}
.num{flex:none;width:36px;height:36px;border-radius:999px;background:var(--navy);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-weight:800}
details summary{cursor:pointer;min-height:44px;display:flex;align-items:center;gap:8px;font-size:18px;font-weight:800}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* plain content pages */
.page{max-width:780px;margin:0 auto;padding:40px clamp(16px,4vw,32px) 96px}
.page h1{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:800;font-stretch:112%;letter-spacing:-.02em;line-height:1.1}
.page h2{font-size:22px;font-weight:800;margin-top:32px}
.page p,.page li{margin-top:12px;line-height:1.6;color:#1E3A55}
.foot{border-top:1px solid var(--line);background:#fff;font-size:14px;color:var(--slate)}
.foot-in{max-width:1200px;margin:0 auto;padding:24px clamp(16px,4vw,32px);line-height:1.6}